Taxes, Banking, and Money Help in Boulder Creek

Local Guides

Apr 27

Most money chores have quietly moved onto a screen, but the ones that haven't are the ones you feel: tax season, a cash deposit, a bookkeeping mess that needs a person who's seen one before. Boulder Creek is better set up for those than a town of five thousand has any right to be. There's an Enrolled Agent tax office on the strip, an accounting practice based in town, and a bank branch with a door and a teller behind it.

This page collects them, along with the nearest valley options for what town doesn't cover. Two ground rules, same as every guide we publish: inclusion isn't endorsement, and nothing here is financial or tax advice. We describe who does what and how to reach them; choosing is your call.

The tax office: Superior Tax Service

Address: 12615 Highway 9, Boulder Creek
Phone: 831-338-2222
Hours: not published; call

Allan R. Polus, EA, runs an Enrolled Agent tax office in downtown Boulder Creek handling tax preparation, tax planning, bookkeeping, and estate and trust returns for individuals and small businesses. An EA is a tax practitioner licensed by the federal government to represent taxpayers before the IRS, a credential that matters once your return has more moving parts than a W-2. The office serves Boulder Creek and the San Lorenzo Valley, and it runs on appointments rather than walk-ins, so call to set up a time, especially once tax season gets going.

The accountant: AP Accounting & Consulting

Based in: Boulder Creek; by appointment
Phone: 408-309-0756
Website: apaccountingconsulting.com
Hours: Monday through Friday, 8 a.m. to 5 p.m.; weekends by appointment

The town's other tax and numbers option is AP Accounting & Consulting, founded in 2008 by Anil Prajapati, an IRS-registered tax preparer. The practice handles individual and small-business tax preparation, bookkeeping, financial planning, and consulting, serving Boulder Creek and the greater Bay Area. There's no storefront to walk into; this is an appointment practice, so start with a call or the website. Between this office and Superior Tax, a small business in town has two local doors to knock on before anyone drives to a CPA in Scotts Valley or Santa Cruz.

The bank: Liberty Bank's Boulder Creek branch

Address: 13233 Highway 9, Boulder Creek
Phone: 831-338-6477
Lobby hours: Monday to Friday, 9 a.m. to 5 p.m.

Not many towns this size still have a bank branch, and Boulder Creek's sits right on Highway 9. Liberty Bank's branch handles personal and business banking with a weekday lobby, which is what a shop owner with a cash drawer or anyone untangling a paperwork problem actually needs. Online and mobile banking cover the everyday load between visits, and the bank is a member FDIC. A fuller write-up of the branch, including its sister branch down the valley in Felton, is coming to the site soon.

The nearest valley options

Some money help lives just down the road rather than in town. In Ben Lomond, SLV Tax is Virginia Justus, EA, preparing taxes for individuals and small businesses across the San Lorenzo Valley, currently taking new clients by referral only (slvtax.com). In Scotts Valley, Timothy Imbrie, CPA MBA, offers accounting, tax preparation, bookkeeping, financial planning, and small-business consulting at 4340 Scotts Valley Drive, Suite G (831-438-4122). Also in Scotts Valley, Cassidy Insurance Agency is a family-owned independent brokerage writing home, auto, renters, business, life, and health policies (831-438-5490); if home insurance is the money problem on your mind, our fire insurance guide covers the mountain-specific side.

What still means a drive

Be clear-eyed about the boundary. Financial advisors, most CPA firms, and insurance offices cluster in Scotts Valley and Santa Cruz, and there's no credit union or second bank in town. What Boulder Creek does keep local is the recurring layer: the annual tax appointment, the bookkeeping, the branch errand. For what the numbers on those errands look like here, see our cost of living guide, and if you've just arrived, the new resident quick start puts these stops in context.

Frequently Asked Questions

Is there a tax preparer in Boulder Creek?

Yes, two. Superior Tax Service, an Enrolled Agent office at 12615 Highway 9 (831-338-2222), and AP Accounting & Consulting, an appointment-based practice in town (408-309-0756).

Is there a bank in Boulder Creek?

Yes. Liberty Bank's branch at 13233 Highway 9 is open weekdays 9 a.m. to 5 p.m. for personal and business banking. Call 831-338-6477.

What's an Enrolled Agent?

A tax practitioner licensed by the federal government to represent taxpayers before the IRS. It's a meaningful credential for anything beyond a simple return.

Are these recommendations?

No. Inclusion isn't endorsement, there are no rankings here, and nothing on this page is financial or tax advice. Verify licensing and fit for your own situation.